How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?

How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.By: Russ MAbout the Author:

Craguss

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What business credit cards are not attached to my personal credit?

Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how [...]

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Has anyone ever gone through ByDesign Financial Solutions for a debt management program?

I am going through a debt management program with ByDesign Financial Solutions. I make my first payment in a few weeks. However, I have done research and can’t find any reviews on the company good or bad. Does anyone know anything about them?
I did find the site through nfcc.org, which makes me more comfortable with [...]

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What’s the difference between banking with a regular bank and credit union?

I was suggested to get a saving and checking account at a credit union and there is one in my city called american’s first credit union,my question is what is the difference between banking at a regular bank and a credit union?By: lotuswarriorAbout the Author:

Craig

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How many credit cards is too much to affect your credit score?

I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at a point [...]

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Entering into credit counseling with a debt management program?

I am entering into a debt management program with a credit counseling company. I have about $17500 in debt & my payment with the company would be about $400 a month.
My question is, would creditors be willing to accept 1/2 of the minimum balance that is due usually…I have 3 cards I’m [...]

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How can one use their credit cards to invest without the investment qualifying as a cash advance?

Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured [...]

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How do people get the money to travel a lot? & how can I get a traveling job-traveling to foreing countries?

I’m very poor & live in the US really would love to travel & get a job traveling across Latin America. Is there any way I can get the money to do that? & I seep how people travel to Europe 3 times/yr. & are not even rich. How do they get the money to [...]

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What credit cards pretty much approve anyone?

I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won’t accept be BECAUSE of my low credit, and I can’t just keep applying too everything because obviously that lowers your score. So PLEASE tell me which credit cards [...]

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Do I have to pay capital gains taxes on international investments if I live in the US?

I am planning on making some investments outside the country (stock market investments). Can I access the profits while living in the US or will I have to pay capital gains taxes on it? If so, how much will I have to pay say for $10,000 in profits?By: screwedAbout the Author:

Craguss

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