Where do I start to learn about investments and retirement planning?

Is there a good website with explanations on terms such as mutual fund, bonds, equities…that also explains how to get started? I need help understanding person finance and investments. Any useful advice appreciated.
Personal finance, I meant!By: KiyaJayAbout the Author:

Craguss

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what is the best debt consolidation company out there today?

I have over 10,000 dollars worth of credit card debt. should I consider consolidating?
I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your [...]

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What is the Best Software for Personal Finances?

What is the best software program availble for Windows Vista that can manage my personal Finance. I would really like it so provide lots of different kinds of reports, organize my monthly bills, calculate my debt to income ratio, and lots more. I would like it to be real easy to manage. Bill payment reminders, [...]

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How secure are mobile banking apps on smartphones?

I’m interested in installing mobile banking apps on my blackberry to access my bank accounts, but I’m concerned with security.By: krazee_rinoAbout the Author:

Craguss

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Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?

I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]

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Would a personal loan to pay credit card debt be better then a debt management program?

I have about 25000 of debt but can still pay montlhy payments on time and never missed a payment…if I try to get a personal loan from say lendingtree.com as opposed to a debt management program which looks better to creditors?? My beacon score is around 650-670….I am going to a credit counseling agency to [...]

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Why are so many Americans so careless when it comes to their personal finances?

I’m referring to the overwhelming number of people filing for Bankruptcy every year. It’s good in a way. It really makes those of us that do pay our bills on time to really stand out.By: DanAbout the Author:

Craig

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Has anyone tried a Debt Management Company ?

I owe less then two thousand dollers. I wanted to know if you can use such a company without more debt then that, and what compainies are the best?By: HeatherAbout the Author:

Craguss

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How can I consolidate my debt and does anyone here knows a good debt management program?

I signed up for Care one debt consolidation and I failed to make a payment because I am overdrawn on my checking account. I feel that this company shouldn’t have called me at all about the drp program because I have no assets.So, how can I get rid of debt and does anyone here know [...]

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Have you ever heard of debt management (not debt consolidation) and if so, do you think it is beneficial? Why?

I make about $55,000/year and I currently owe approx. $34,000 in credit debt alone. That’s not including my car and student loans plus I still have rent to pay etc. I do not want to file bankruptcy if I don’t have to. I also would like to stay away from consolidation. My credit is average [...]

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