i have $16,000 in debt and i am currently in a debt management program?

i am currently thinking about bankruptcy because i am still struggling to pay this all off. but, i live at home and i am also trying to get an apartment. should i stay in the debt management or should i file for bankruptcy? regardless im still going to have a bad credit score. i [...]

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I want to take a year off college. What should i do to travel and earn money?

I am a female college student. I want to take a gap year off school, but I can’t afford to pay $5000 dollars to travel and work. I want to work outside the US, but I can’t find any programs where I can make money and travel. If anyone knows of any work programs, let [...]

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Experiences with Visa Travel Money abroad?

I have read a lot of good things about the exchange rate using Visa travel money. Are there any fees associated with the exchange? If so, how much?
Thanks.By: recreating_eveAbout the Author:

Craguss

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What are the easiest credit cards to get for someone who just turned 18?

I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit [...]

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Does disney world florida accept the travel money card at the shops as currency?

Travel money card that is provided by the post officeBy: cleaAbout the Author:

Craig

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How many Credit Cards should I have open at one time?

Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.
I have $0 balance all of my cards at this time.
I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.
I rent a apt due to the high [...]

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If u cant get employed, and your personal finances are a wreck, what are you supposed to do ?

Ive been unemployed for a year and a half. Because of this Ive been told that its going to be very hard to find employment in what i do. My finances are in shambles, and my debt is staggering. What do you do when no one will hire you and things wont get any better [...]

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What are the Banking online advantages over regular banking. Why would it be attractive to people?

What conveniences are offered? Is it safe, or will other people get access to your accounts? How does the bank guarantee that your financial and personal information is secure? What are the different services offered, and the requirements needed to obtain the privilege of on-line banking over the Internet? Also, please explain which feature you [...]

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What type of investments can a college student invest in?

I make about $500 a month on my part time job. I’m sitting out of school for a semester because I’m on academic suspension. I’m waiting on a job from the government or at Wallgreens full-time. In my current situation what kind of investments can I do? Also I’m changing my major to Business and [...]

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How does the interest on my credit cards get lowered?

I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But I know that every single person with a low interest rate on credit [...]

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