When you start a debt management plan should you stop paying your credit card bills for 3 months?

I am told that I should immediately stop paying my credit card bills to get the attention of the lenders, so they will be more open to negotiations. And I should refer all contact to the debt settlement company. Is this normal?
I’m not behind on any bills right now, but it’s looking likely that [...]

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How do I get rid of credit cards without hurting my credit?

I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.By: YogiandboobooAbout the [...]

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What is the opitmal way to diversify my investments?

I always hear people saying that diversifying your investments. I would like to know what exactly it means. I checked many places like wikipedia or the capital asset pricing model. None of them states clearly what exactly diversifying means in real practice.By: calmarnetAbout the Author:

Craig

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Where do I look to find a debt consolidation loan?

Where do I look on the internet to find the best debt consolidation loans? What are the best sites to look?By: russell hAbout the Author:

Craig

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How does online banking work. Does my bank print a check and mail it to the payee?

Or is money wired to the payee from my bank? Doesn’t online banking cost the bank money? How come banks don’t charge for this service. I’m not naive I know they pass on the cost to me but how?By: HSBAbout the Author:

Craig

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Banking?

Bank mergers, consolidations and changes in the banking industry have changed the way we do our banking over the past ten years has the changes been good or bad for the consumer?
Please give examples.By: CollegeBoy00About the Author:

Craig

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