Do It Yourself Debt Reduction Program

While there are many firms willing to do the work for consumers in the goal of eliminating their debts that have become too large, do it yourself debt reduction is also possible if they want to avoid the fees required by these companies.  It is entirely feasible for consumers to transact with their creditors themselves [...]

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Are debt management companies worth the risks?

Is is worth my time and effort to used a debt consolidation company? Are there any good companies? What are they? How will it affect my credit score?By: revrej11@sbcglobal.netAbout the Author:

Craguss

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Have you ever used credit counseling or a debt management plan?

I’m thinking about using a credit counseling agency or debt repayment plan but I’ve heard a lot of conflicting information about them in my research. Do you have any personal experience with it? Would you recommend it? Thanks.By: Jake LAbout the Author:

Craig

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What counts as debt in the Debt management ratios?

I am a finance student doing a project with a company’s financial statements. I want to calculate Debt over assets.
My problem is that the company has listed its stock options that the executives may exercise in the future as debts in the annual statement. I know this is usually not on the balance sheet, [...]

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Can I apply for additional credit at the same time as in a debt management plan?

Can I apply for additional credit at the same time as in a debt management plan?By: LargineAbout the Author:

Craguss

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Is your credit score affected significantly in a bad way if you join a debt management program?

for too much credit card debt? For how long?By: GretchenAbout the Author:

Craig

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Anyone know of a well known safe debt management agency?

Hello everyone, im not to smart when it comes to credit mumbo jumbo but i do know my credit is a kinda bad right now. So does anyone know of a agency that could sit down and provide me with advice or consolidate my debt into a payment plan via live person or over the [...]

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what is better for your credit file going on a debt management plan i changed my mind the last time i asked?

or having the card companies do a reschedule and pay an amount for 3 months and then clear and start paying again as i am not sure what this means any advice as i know debt management isnt good for your file and credit score
what does rescheduling the debt meanBy: rennickelizabeAbout the Author:

Craig

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What is a good credit counseling or debt management agency?

I am only 20 years old, I have 4 collections (that I know of) and all of my bills are at least 6 months behind. I have over $10,000 in student loans (but I’m still going to school). Which company would be the best for me?By: saksgirl2103About the Author:

Craig

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Are there any good debt management companies out there?

I’ve heard that In charge solutions is a good company. I’ve heard that they are a non-profit organization.
We have a little over five thousand dollars in credit card debt and other misc. things.
We are only making two thousand dollars a month.
Any answers will be much appreciated!By: BrittanyAbout the Author:

Craguss

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